Online Baccarat Australia

What about one more engaging table game for Aussies? Meet baccarat online, the one that has a long history yet accessible rules. The online version is perfect for Australian players as the game is available on all devices and operators offer both regular and live versions. Besides, real money gameplay can be connected with a range of good bonuses. Sounds interesting? Then rely on our Betsquare team to learn baccarat rules, find out some tips, and access the rating of the best online baccarat casinos in Australia. We’ve already analyzed the market and know what Aussies need and how to provide this!

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Online baccarat AU

All of the recommended online casinos on our website are carefully selected on the following criteria:

Top rated Online Baccarat casinos | March 2023

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Baccarat Casino Games: History & Rules

As well as other table games like roulette, baccarat is an old table game, which was introduced to players a long time ago. In the 19th century, the game started to become popular among the French nobility. The game wasn’t that public as the French used to play it in private gaming rooms. The first form of this game was known as Baccarat Banque, which is a three-person game.

Pretty soon, the version was replaced by Baccarat Punto Banco. This allowed the game to develop a lot. The game became house-banked in Havana in the 1940s. And for now, baccarat is generating a large revenue for gambling houses. For example, the revenue generated by baccarat in Nevada stood at 45.2% in 2013.

Detailed Rules to Playing Baccarat

Online baccarat

At an online casino with baccarat, it’s hard to find a table game, which is easier to understand. The game’s concept is to determine a winning hand, either a player’s or a banker’s. Besides, players can bet on a tie. So these are the 3 betting variations:

  • Player
  • Banker
  • Tie


As soon as the bets are determined by Aussies, two cards are given to participants (a banker and a player). The hands are valued accordingly and the highest one (but not than 9) wins. Below, there are aspects mentioned for both a player and a banker.

Rules for Players Rules for Bankers
When a hand stands at 8 or 9, then no more cards are dealt. This is the priority, and if this doesn’t happen, the other rules are applied. If the player’s hand is worth 5 or less, another card is added. When it’s equal to 6 or more, the player stands, while the dealer stands with 6 yet takes another card with 5 or less. The banker always hits when having 2 or less. With the hand worth 3, the banker hits unless a player has 8. When a hand is worth 4, the banker hits unless a player has the third card worth 2 to 7. And the hand worth 6 allows the banker to hit only when the player’s third card is 6 or 7. The banker always stands at 7.

Values of Hands in Baccarat

Baccarat card values

In online baccarat Australia games, the values of the cards are also counted, as well as in blackjack, but they are counted a bit differently and the value also differs. That’s how it works:


Face cards 2 to 9 – their face value


10, J, Q, K – no value (0 points)


Aces – 1 point

Other cards aren’t involved. For example, Jokers aren’t used (unless you find an exception, but it will be a bonus to impress Aussies rather than a rule). Once the number of your points exceeds 9, the last digit is removed (10 points are subtracted), which means that a six and a seven will bring you 3 points (6 + 7 = 13 – 10 = 3). 

And as 9 is the highest amount of points to get, it’s the amount Aussies need to access to win. However, this amount can be smaller, but it will be winning as long as the opponent has fewer points.

Types of Online Baccarat for Aussies

The earliest variation of baccarat was Baccarat Banque designed as a three-person game. And today, most online baccarat titles you find in Australia are the Punto Banco type, which is usually marked as Baccarat to understand it. In this case, a casino banks (banco) the game, which means that gamblers can act only as players (punto). The game is dealt from a shoe, which contains 6 to 8 decks.

Additionally, Aussies can access 2 more variations, which are Chemin de fer where players compete against each other rather than against the house, and European Baccarat where a player can optionally draw or stand when getting 5 points. The full catalogue available for you will be displayed once you enter an operator from the list here. Besides, these AU casinos have a bunch of other top online casino games for your fun.

Playing Baccarat at a Top AU Casino

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You will be glad to hear that the online casino baccarat industry in Australia is rich thanks to a wide choice of top-quality operators and providers that power these sites. The great news is that these gambling sites are adjusted to the needs of Aussies, covering the following needs:

  • Bonuses for newcomers, especially the ones aimed at baccarat and other tables
  • Ways to make transactions in Australia via convenient payment methods adapted to the local market
  • Regular promotions and special conditions for loyal AU players
  • Things connected with security, including encryptions and licensing
  • Other games on offer, including lotteries like Keno, and more

These top operators have been evaluated by our BetSquare experts, so you can see the full list and trust the following rating. Be sure that we aren’t sitting idly, so once the conditions are changed, we are here to update the rating and provide you with more fresh offers once available.

Useful Things to Know About Baccarat

By joining baccarat online casinos in Australia, you will see a wide range of table games. And though their rules are, in most cases, similar, there are some aspects not to miss, so here you are to learn all the basic things about the game!

Online Baccarat Odds & Winning Probability

If we are talking about regular baccarat games based on RNG, your payouts will be connected with the game’s RTP. For example, Baccarat Pro from Platipus has an RTP of 98.96%, which means that the house edge is as low as 1.04%, and these results are awesome.

As for the general odds, they are as follows:


  • The Banker and Player bets are paid as 1:1
  • The Banker winning odds are 45.86% and the Player winning odds are 44.62%
  • The odds of having a tie stand at 9.52%


Such numbers take place because of the basic rules. The chances of the bankers winning are slightly higher since players always act first, which makes them draw a low combination more often.

Baccarat House Edge

The house edge is what a casino earns, so this amount, unlike RTP, isn’t paid back to players. Statistically, the online baccarat house edge is as follows:


  • Banker – 1.06%
  • Player – 1.24%
  • Tie – 14.4%

Online Baccarat Strategies

As the house edge of betting on a banker is lower, the main strategy is to bet on a baker. It’s known as the optimal betting strategy, though it’s worth noting that any long gameplay makes players lose in the long run, so you still need to take care of your bankroll and responsible gaming terms. The same is with betting strategies like Martingale. They allow Aussies to plan the game, but it doesn’t guarantee that you win.

Online Baccarat Live: How to Play

As we’ve mentioned, baccarat online types vary. And it’s true not only for the variations of games and their suppliers but also for the way you access the game. The regular ones are based on RNG, played in an automatic mode, and can be launched for free. But there is another way to go, which can be tried out at live casinos. And the range of Live online baccarat games in Australia is pretty wide. 

These are the main things to mention in Live baccarat gambling:


  • The games are streamed from real studios where the dealers are communicating with players
  • The studios are equipped with not only card decks and tables but also special mechanisms to translate each action of the dealer to the screen
  • Such games are played only for real money, so the demo mode isn’t available (unless it’s a demonstrative version when you watch the gameplay from the studio for free but can’t place a bet)

As for details connected with navigation, you, actually, see a standard interface, which includes buttons to determine your bet (sometimes, you see the chips you need to put on the table) and the menu icon. Additionally, the Live version has a widget for a live chat, which will let you get in touch with the dealer.

Modern VS Old-School Baccarat: the Same or Not?

Some Aussies state that a modern online casino with baccarat may not have the same atmosphere the old games used to have. And they will be right as today, the gameplay is automated, while the rules are strict and determined by default. The main differences are the fact that baccarat used to be played with each other rather than with a casino banker. Besides, the decision of taking the third card was optional, and now, it’s determined by certain rules depending on the player’s and banker’s cards.

However, some other things about modern online baccarat are special. First of all, it’s convenient to access the game on the go and on different devices based on iOS, Android, or Windows. Besides, online games can be connected with large bets, such as the max limit of AU$12,500 on Baccarat from LuckyStreak. Payments can also be processed via convenient ways like Ukash (now replaced by Paysafecard), and the catalogue on offer is really large.

Baccarat Games Not to Miss

Though some providers like Evolution aren’t working in Australia for now, there is a good range of analogs of regular and live online baccarat Australia games. The top providers working here are Pragmatic Play, Atmosfera, BGaming, Lucky Streak, and more. These are some of the games to try out:


  • Baccarat from LuckyStreak
  • Baccarat Pro from Platipus
  • Others

Final Thoughts

Your experience with online casino baccarat games is certain to succeed once you learn the rules and pick reliable casinos to get started. This game has been entertaining players for decades, and today, its variation has slightly improved, which makes it more accessible and understandable. Moreover, there are a lot of variations of baccarat available for Aussies. And if we are talking about regular games, they can be launched for free as well. Since the game is popular and adored by Aussies, it’s great to access it at the top online baccarat casinos we’ve listed for our readers. Rely on the rating of the best ones, read the rules, and enjoy the popular table game on any of your devices!

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What are the types of baccarat Aussies can access?

Punto Banco is the most popular type. However, there are several other popular versions as well, which are Chemin de fer, European Baccarat, and Baccarat Banque.

Where to play online baccarat for real money in Australia?

You can do it at any of the casinos mentioned on this page. Rely on the rating, choose any of the payment methods on offer, and deposit to have a good game.

Are live online baccarat games different from regular ones?

They are different because of being powered by real dealers and available only for real money. As for the rules and payouts, they are still standard.

How do I get a bonus at an AU online baccarat casino?

If a promotion is available, you do this by depositing or following any other requirements, keeping in mind the wagering conditions as well.

What is the most beneficial type of bet in baccarat?

Betting on a banker is believed to be the most successful strategy since the house edge here is minimized and stands at 1.06%, while the player’s house edge is 1.24%, and the one for a tie is 14.4%.

Lisa Cheban Author Betsquare

Lisa Cheban


Lisa works as a content writer and specializes in delivering top tier i-gaming content which is why her articles and blog posts are always very engaging and informative. Well spoken, and does her research very well in an industry where transparency, honesty and constant follow up is a rarity.