Check out the best payout casinos in New Zealand.
Last update: 27-05-2025
100% up to $1,000 + 200 free spins + 1 bonus crab
100% up to NZ$1,500 + 150 free spins
NZ$5000 Bonus + 1 Bonus Crab
100% up to NZ$10,000 + 100 FS
NZ$500 Bonus + 200 Free Spins
NZ$10,000 + 180 Free Spins
NZ$4,500 Bonus + 350 Free Spins
NZ$4,500 Bonus + 350 Free Spins
NZ$7,000 Bonus + 250 Free Spins
NZ$3,000 + 350 Free Spins
Fast payouts, the highest payout percentage, and the most lucrative online casino games like pokies online are all features of the best online casinos. You should only play at casinos that provide the biggest maximum payouts for these reasons.
There are several factors that contribute to the high payouts offered by New Zealand online casinos, but the primary reason is that competition among online casinos is extremely fierce. This forces them to offer higher payouts to attract and retain players. With so many top-quality online casinos now operating in NZ, there’s no need to settle for anything less than the best. This guide will help you figure out what to look for when looking for the best online casino in New Zealand.
The casino payout percentage is the percentage of money paid out by the casino on winnings. It is important to note that this does not include the amount of money bet or lost but only the amount paid out in winnings.
The casino payout percentage varies from one casino to another, but generally speaking, the higher the payout percentage, the more favourable the odds are for the player. For example, if a casino has a payout percentage of 95%, that means that for every dollar wagered, 95 cents will be paid out in winnings. The remaining 5 cents will go to the casino as profit.
The casino payout percentage can vary from one casino to the next, and it is usually posted prominently on the website or in the lobby. Independent agencies audit payout percentages to ensure they are accurate, and they are typically very high at online casinos, often exceeding 97%. This means that players have more chance of winning at online casinos than their brick-and-mortar counterparts.
Return to player (RTP) is a term used in the gambling industry to describe the percentage of wagered money a casino game will pay back to the player over time.
It is important to note that RTP is a long-term average, not a guarantee. For example, a slot machine with an RTP of 97% will not necessarily payout 97% of the money wagered on it after each spin. However, over the course of thousands or even millions of spins, the machine will eventually bring in 3% less than what was put into it.
Other factors can also affect RTP, such as bonuses and promotions. But in general, the higher the RTP, the better off you are.
When searching for the best online casinos in New Zealand, one important factor to consider is the site’s payout percentages. Top-rated NZ online casinos will clearly display their payout rates and provide a Return to Player (RTP) percentage for both the overall platform and individual games.
These percentages reflect how much money is typically returned to players over time. On average, the RTP for most online casino games sits around 96%, meaning you can generally expect to get back $96 for every $100 wagered—though actual results can vary in the short term.
Always look for transparent RTP information to help you choose fair and reputable sites when gambling online in New Zealand.
Always choose online casinos that have been independently audited and display a verified payout rate for both individual games and the overall casino RTP. Reputable NZ-facing sites will often feature an icon or badge at the bottom of the homepage showing which company conducted the audit—common names include iTech Labs, eCOGRA, and TST.
These audits are crucial, as they ensure that the games are fair and that the payout percentages are accurate and transparent. Trustworthy casinos will regularly test all supported titles, giving you confidence that you’re playing at a site offering some of the most reliable payouts available to New Zealand players.
If a casino isn’t audited, there’s a risk the displayed figures are misleading—or even fabricated. For peace of mind and fair play, it’s always better to stick with NZ online casinos that have been verified by a trusted auditing agency.
Independent companies audit casino payout percentages. These businesses will test each game and play it for several sessions to find the right RTP. Game balance is also checked during audits. These organizations verify the returns offered and check that the RNG is functioning correctly, ensuring that every player has a fair chance of winning when playing real money poker in New Zealand.
When gambling online in New Zealand, player safety should always come first. It’s important to choose a website that holds a valid license from a recognized offshore regulator, as New Zealand does not issue domestic licenses for online casinos based within the country.
Licensing bodies like the Malta Gaming Authority (MGA) and the UK Gambling Commission are among the most respected globally. Sites licensed by these authorities must follow strict rules around fairness, responsible gambling, and player protection.
While the New Zealand government allows residents to use offshore gambling sites, these platforms must not actively advertise to Kiwis unless authorized. Still, choosing an operator licensed by a reputable offshore regulator adds a layer of protection—ensuring secure payment systems, fair game outcomes, and encrypted data storage.
In short, stick to offshore platforms licensed by trusted regulators to enjoy peace of mind while gambling online from New Zealand.
A high payout casino’s payout percentage is a significant factor to consider. However, this is not the only factor to consider while selecting a real money casino. You should also select the highest-paying casino games. The following is a list of the casino games with the highest payouts:
At a real money casino, requesting a payout is simple. The casinos provide an easy-to-follow step-by-step process for cashing out. The following is a step-by-step guide to requesting a withdrawal:
Allow time for it to reflect.
Send your request. Before your request is processed, some casinos may require you to submit supporting information.
Add the amount you’d want to withdraw.
To make the withdrawal, you must first select the payment method you want to utilize.
Make a withdrawal by going to the cashier website of your preferred casino.
When comparing the best online casinos in New Zealand, keep an eye out for one that offers good bonuses and promotions. This will give you extra money to play with and could lead to some big wins. The top NZ casinos offer great bonuses and promotions, so be sure to take advantage of them.
Some of the best bonuses include a matched deposit bonus, where the casino will match your deposit amount, and a no-deposit bonus, where you can play for free with real money.
Casinos also offer regular promotions, such as free spins or bonus cash. Keep an eye on the promotions page to see what’s currently being offered. You may find some great deals that can help you boost your bankroll and increase your chances of winning.
We’ve come to the end of our guide to the top payout online casinos in NZ. We hope you’ve found this information helpful and that you now have a better idea of where to play to get the best possible returns.
As you can see, there are a variety of factors to consider when choosing a casino, including the games offered, the withdrawal methods available, and the overall RTP. Remember, the house always has an edge, but you can overcome that edge and come out ahead with a bit of luck and smart play.
Our team of experts diligently monitors the online casino industry, ensuring our articles remain current and relevant by promptly incorporating the latest available information.
Current Version
Apr 19, 2025
Written By
Jaqueline Quintero
Factchecked By
Simon Young